• No results found

Producer Organisation


Societies) as MSCs (Multi Service Centres):

Under this scheme, an amount of ₹3.17 crore has been sanctioned to 13 PACS in the State as on 31.12.2020.

b) Special Refinance Scheme in NABARD watershed and WADI Project areas:

The scheme aims to promote sustainable economic activities, livelihood and employment opportunities in supported NABARD

watershed and WADI areas by providing concessional refinance

facility @ 3 per cent to the banks for extending cheaper credit to the ultimate beneficiaries.

c) Special Refinance Scheme for Promoting Micro Food Processing Enterprises:

The scheme aims to provide a fillip to the Pradhan Mantri Formalization of Micro Food Processing Enterprise Scheme. NABARD will extend long term refinance to all eligible banks / FIs at 4 per cent to accelerate capital formation in Micro Food processing enterprises.

d) Schematic Refinance for Water Sanitation and Hygene Activities The Scheme aims to meet credit requirement of banks/ FIs to enable them to provide timely and hassle free credit to eligible beneficiaries /entrepreneurs to facilitate WASH activities.

5.19 Government Sponsored Schemes

a) Under National Livestock Mission

`1.48 crore subsidy has been released in the financial year 2019- 20 and `98.79 lakh for the year 2020-21 as on 31.12.2020 in the State.

b) Under New Agricultural Marketing Infrastructure Scheme `3.41 lakh has been sanctioned as of 31.12.2020 for the State.

5.20 Micro Credit

The Self Help Group (SHG) movement has spread across the Himachal Pradesh and is now on a firm base. The movement has given added support in human resources and financial products. As on 31st March 2020 the cumulative number of credit linked SHGs stood at 58,872 and the number of credit linked SHGs with loans outstanding was 13,063 with an amount of `15,491.49 lakh.

The announcement in Union Budget 2014-15, of financing of Joint Farming Groups “Bhoomi Heen Kissan”

(landless farmers) has given further credence to effort of NABARD in innovating and reaching out to the landless farmers through Joint Liability Groups (JLGs) mode of financing. As on 31.03.2020, 8,424 Joint Liability Groups have been provided loan disbursement of `11,174.58 lakh.

During the year 2020-21, NABARD has sanctioned `40.00 lakh each to Himachal Pradesh Gramin Bank (HPGB), State Bank of India and Uco Bank for promotion and credit linkage of 1,000 JLGs over a period of 3 years.

5.21 Promotion of Farmers’


NABARD has created its own fund for promotion and nurturing of FPOs throughout the Country. In Himachal Pradesh, NABARD has sanctioned a grant of `10.00 crore for formation / promotion of 99 FPOs in all the 12 districts. These FPOs will undertake production, primary processing and marketing of vegetables, medicinal and aromatic plants, milk and flowers on aggregation basis. As on 31.12.2020, an amount of `4.55 crore has been released for these FPOs.

5.22 Watershed Development NABARD has sanctioned 31 Watershed Projects including 9 springshed and 3 climate proofing projects till 31.12.2020.During the year 2020-21 an amount of `10.89 crore has been disbursed under the projects against the sanctioned amount of

`13.87 crore and up to 31.12.2020 an amount of `80.00 lakh has been released. These projects will enhance the availability of water, environment protection, increase productivity and income of the farmers and conserve diminishing pastures and facilitate animal husbandry.

5.23 Tribal Development through the Tribal Development Fund (TDF)

NABARD has sanctioned 9 Tribal Development projects till 31.12.2020 with a total grant of `14.68 crore covering 2,782 families. These projects aim at setting up of WADIs (small orchards) as well as dairy units in selected villages covering about 1,842 acres of area for plantation of Mango, Kinnow, Lemon, Apple, Walnut, Pear, Wild Apricot. These projects are providing tribal people with an opportunity to raise their income level through the WADIs and Dairy initiatives.

5.24 Support through the Farm Sector Promotion Fund (FSPF)

Under FSPF, till now a cumulative grant assistance of `3.03 crore has been sanctioned benefitting around 15,387 farmers. During the year 2020-21 (upto 31.12.2020) four projects have been sanctioned.

These projects pertain to conservation of indigenous honeybee and promotion of honey value chain, integrated farming system, value addition of flowers and sustainable vegetable production through climate resilient technology.

5.25 NABARD Consultancy Services (NABCONS)

NABARD Consultancy Services (NABCONS) is a wholly owned subsidiary promoted by National Bank for Agriculture and Rural Development (NABARD) and is engaged in providing consultancy in all spheres of agriculture, rural development and allied areas. NABCONS leverages on the core competence of the NABARD in the areas of agricultural and rural development, especially multi disciplinary projects, banking, institutional development, infrastructure, training, etc. NABCONS is involved in the following major assignments during current financial year:

i) Project Management Consultancy for Integrated Cold Chain Project at Parala and Kharapathar. Feasibility Report of Post Harvest Management Infrastructure under JICA for H.P. State Agricultural Marketing Board.

ii) Comprehensive Study of Kisan Credit Card Scheme and Handloom Sector.


iii) NABCONS is now Central Technical Support Agency for DDU-GKY in the State.

iv) Third party survey of Toilets Constructed by SJVN.

v) Third Party inspection of Border Area Development Programme.

5.26 NABARD’s Initiatives for climate Change in H.P.

NABARD has been designated National Implementing Entity (NIE) for Adaptation Fund(AF),Green Climate Fund(GCF) set up under United Nation’s Framework convention on Climatre Change (UNFCC) and National Adaptation Fund for Climate Change (NAFCC) set up by Ministry of Environment, Forests and Climate Change. NABARD has sanctioned

`20.00 crore for the project on

“Sustained livelihoods of Agriculture Dependent Communities in Drought Prone District of Himachal Pradesh through Climate Smart Solutions”. For Sirmaur district an amount of `14.56 crore has been released by NABARD as on 31.12.2020.